臺銀人壽
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About Us

Company Profiles

This company originated from the Central Trust of China, which began underwriting fire, flood, and life insurance in 1935 and established a dedicated Life Insurance office in 1941. After relocating to Taiwan, it launched military insurance services in 1950, and then gradually shifted its focus from policy-oriented insurance toward individual and group commercial life insurance after 1961.
Following the 2007 merger of the Central Trust of China into the Bank of Taiwan, the unit became the Bank’s Life Insurance Department. On January 2ed, 2008, it was spun off to form BankTaiwan Life Insurance Co., Ltd., a subsidiary of Taiwan Financial Holdings Co., Ltd. Today, its business covers life, accident, health, and annuity insurance, administrative services for military and substitute military service insurance, and real estate loan services.

Our Advantage

As a government-owned life insurer, our company has earned exceptional performance ratings through the benefits of financial integration and scale economies within Taiwan Financial Holding. Upholding the principles of professionalism, innovation, enthusiasm, and hospitality.

Professional service▸

Professional and innovative life insurance:

We continuously make an effort to develop niche products, broaden our sales network, reinforce financial strength, advance IT capabilities, and elevate both operational efficiency and customer satisfaction to become the most trustworthy quality life insurance company.

Financial stability▸

Advantages of financial stability and credit rating:

As the only government-owned life insurance company, Taiwan Bank Life is financially sound. It has been awarded “twAAA” for the long-term issuer credit and financial strength with a rating outlook of “stable” by Taiwan Ratings; Awarded “AA” for the long-term credit by Standard & Poor’s of the U.S.

Financial holding scale▸

Economies of scale of the financial holding group:

As a life insurance subsidiary of a government-owned financial holding company, our company cooperates with its development strategy to give full play to the integrated marketing synergy and demonstrate economies of scale.

Government-owned brand▸

Advantages of government-owned brand:

With the government-owned and steady and corporate image deeply trusted by customers, We have dedicated to the Taiwan insurance market and put effort to provided policyholders reliable insurance protection.

Corporate Sustainability

BankTaiwan Life is committed to advancing corporate sustainability and adheres to the guidance of the UN Principles for Sustainable Insurance (PSI). We integrate ESG considerations into our corporate strategy and management policies, strengthen the awareness of ESG issues among customers and business partners, and incorporate these factors into our risk management framework and development solutions. We discloses our ESG-related practices and progress in a timely manner through its official website, annual report, and the sustainability report of the financial holding group.

Our Vision

Maximize the value of our government-owned brand.
Offer insurance services keeping pace with the times.

Credit Ratings

Ratings Agency Long-term Outlook Short-term Last Rating
Taiwan Ratings Corp. twAAA Stable - 2025.09
S&P Global AA Stable - 2025.09

Award

BTLI has earned numerous honors over the years, including the Insurance Excellence Awards, Insurance Quality Awards, Faith, Hope & Love Awards of Insurance, and several sustainability awards. In support of government policy, BTLI promotes “Simple Love” Accident Microinsurance and Small Amount whole life insurance to provide basic protection for disadvantaged groups and general consumers. BTLI has also received the FSC’s Sustainable Caring Award for consecutive years, highlighting the mission and value of Taiwan’s only state-owned life insurer.